Our journey to becoming millionaires in ten years or less!

June 2016 Financial Update

I apologize for yet another late update. You may just have to get used to it! Income Gross Pay: $12,748.12 Credit Card Rewards: $950.00 From American Express Mercedes-Benz Platinum Card Interest (Lending Club): $46.99 Interest (Checking): $0.13 Total income for June 2016: $13,745.24 Expenses We had low expenses this month as we got reimbursements in categories that were high in previous

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May 2016 Financial Update

Income Gross Pay: $11,270.80 Credit Card Rewards: $250.00 Ebates: $67.62 (sign up here to earn extra cash back when you shop online) Interest (Checking): $0.15 Interest (Lending Club): -$17.68 Total income for May 2016: $11,570.89 Expenses Auto Payments: $5,969.72 We actually got 2 new cars in May and these expenses include down payments for both of them. We leased a 2016 Audi S3.

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April 2016 Financial Update

I apologize for being a month late with this update. By the time everything settled for April, things around here were pretty busy and I just ran out of time to sit down and write. Income Gross Pay: $11,496.27 State Tax Refund: $433.00 Credit Card Rewards: $28.05 Fundrise: $23.67 Interest (Checking): $0.20 Interest (Lending Club): -$16.67 After selling a lot

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Update to our Aggressive Asset Allocation

I have some slight modifications to our aggressive asset allocation, and instead of just updating my old post again, I just wanted to create a new one. When deciding on an asset allocation, it’s best to look at all of your accounts as a single portfolio. If you are married and share money equally, your entire portfolio

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March 2016 Financial Update

Thanks to the stock market, we had a record increase in net worth in March! Income Gross Pay: $12,351.43 Federal Tax Refund: $858.00 A tax refund is actually not a good thing (paying as little as legally possible in taxes is). It means you are giving the government an interest free loan. This refund is a

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February 2016 Financial Update

While January had our lowest monthly income (since the start of the blog), February was our highest income ever! However, due to some new credit card churning, we had some rather high expenses. Income In 2016, I’ve decided to simplify my income reporting and just report our gross income versus our take-home pay. I’ve already

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Credit Card Rewards Update

Last year we applied for several new credit cards for the bonuses. Now that I’ve been able to use some of those rewards points, I thought I’d give everyone a credit card rewards update and talk about some of our future travel plans. Update on 2015 Credit Cards In 2015, we applied and were approved for

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January 2016 Financial Update

In January, we had our lowest expenses yet! We did pretty good about not buying things we didn’t need and didn’t have any annual or semi-annual expenses come up. Expenses are especially good since the last 3 days of the month were spent in Mexico and we paid for some tours before we went. Income

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December 2015 Financial Update

Happy new year! Even though it was December and the holidays can be very expensive for most people, we were actually on track to have a month with very low expenses. However, there were a few things that pushed our expenses pretty high for the month. First, I paid for several annual or semi-annual expenses that

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